The opinion that you and 90% of the people on this forum share is the opinion of the traditional American worker/saver.  

My place was built in 1919 that we have "house hacked" It was just featured in the Summer edition of American Bungalow magazine.

Thanks to Brandon for bringing up those who 'eat cheeseburgers and sit on their couch watching Netflix', because shortly before the webinar I WAS in fact eating a burger (well, turkey burger no bun no cheese) and watching Netflix (I swear it's not my fault, American Horror Story is like watching a train wreck I just can't turn away).

The American dream is a trap.  

"Additional collateral" is forbidden.The Independent Bankers Association of Texas says maybe it's allowed and to only do it if you can get a Title company to take responsibility.https://www.ibat.org/legal-ease/2009/14/home-equit...But I also found a training ppt from "American Title" in Houston and they say that not only will they not insure a home equity loan on an owner occupied duplex but that you also can't even get a conventional refinance as long as you live in it.  

@Ryan DosseyThank you.Another part I wanted to add to my little rant was we became the "invincible" generation as a millennial.We've survived and experienced 9/11, a tanked economy, the longest war in American history, and a president Bush.

Since the topic of growing on Native American lands has come up a few times I thought I would share this.

He has also built more than 60 schools throughout Latin America using plastic bottles collected onsite.

I would stop by and say really.. you think with the margins so thin in airline revenue that American Airlines is going to over pay by 1 million for jet fuel so you can make a million dollar fee..

We were having the same discussion not too long ago in the office and everyone was trying to make sense of it, just as in this forum ....Now I don't know if it's because I'm not American or if I was just thinking outside of the box but the conversation died as soon as I mentioned that the Saudi's might be targeting the US and not Russia or Iran etc etc....and here's why:The US was still relying on international i.e OPEC oil not too long ago...my comment was based on what someone else mentioned earlier, because of new drilling technologies, oil production here in the US has increased...A LOT.