Try wholesaling first to come up with the funds if you don't have easy access to the 3.5% needed for the down payment.

It would be a lot easier to just sell, put it into your mutual funds, and not worry about it.

@Kimi Ho similar to 1031 exchange name change where everything tied with buyer/seller SSN/EIN and you cant mix funds for 2 separate EINs/SSNs , properties needs to have separate account as tax paying entity to county office (i.e. 2 separate tax bills aka 2 addresses).  

If it is soon - you may want to consider selling it if it will resets to a much higher rateIf you sell the property - what is your plans with the funds?

I wanted to use the funds in my SEP-IRA for buying this property. 

We have some personal money to work with but not enough to fund an entire project.

or is it better to sell my condo and use the funds from the sale for the new house?

I just got back from talking with the bank about my situation.  I was told in my situation that I should be looking at properties with 5 or more units.  My goal is to simplify everything and to have one person I can g...

You may get a finders fee or find a deal and they supply the funding and you split the profit.   

So far it’s the only one I’ve used that has actually landed me deals and funding!