Due to the volume that they handle, it can get convoluted to talk to any living human being that has the authority to "make a deal" with you unless you are an institutional buyer.

I am currently a community college student, initially had plans to transfer to a university and major in computer science but discovered how deeply I want to understand how money works, so I have switched to finance. 

Too many people have discovered this place!

@Mona Capuano Where did you discover the only house that has no variable costs.

Nearly all academic institutions have gone online and therefore students who had signed one year leases have returned home and want out of their leases.

I feel it is unfair to try to cut them out of the deal, (by running out the clock) however, as far as my discovering this home and the seller, they have not been a part of that process. 

On the commercial side, lines of credit are out there, especially if you've banked with the same institution for a while and they have a sense of your strategy.

We have a lot of local investors, I would say at least 1,200 active excluding institutional and commercial, who are looking to grow their portfolios every day and they have the home field advantage. 

Are there any institution you recommend?

Once I discovered real estate agents, at least the ones I met, weren't interested in showing me distressed properties, I settled for a property that was in a good area.