This is the angle I'm attacking. 

Has anyone had success finding a lender who would accommodate this? 

The appliances are also all brand new installed this year- fridge, dishwasher, and washer/dryer.

Was this not advertised or discussed prior to move in? 

This could threaten not only the financial well-being of your clients, but also the integrity of your tax practice.Here are some of the current schemes that scammers are using to go after tax professionals.Phishing Attacks Targeting Key Information: Scammers are targeting tax professionals through phishing emails and text messages that appear to be from the IRS in order to obtain sensitive information such as CAF numbers, PTINs and EFINs.

This is a better option than going into default.

There is even a front porch that was turned into like a foyer.What made you interested in investing in this type of deal?

Pickle ( real name) retired and her replacement would not do this for us.. :(  in this scenario this is when CASH is TRULY KING. 

However, if I were to proceed with this, I would likely need to adjust the rent accordingly.I’m looking for advice from the community on how best to approach this situation.

And I would require the contract to state the the furnishings would all belong to me if they ended up being short on rent and I had to go after them.To me, many of the people that do this tend to do it because they don't have the money to buy the units themselves.