You know the group so you should know what they are about.If it's large well funded non-profit with a public image to protect then you are probably pretty well protected there.

NYC is very protective of its RE and in some ways rightfully so.There's lots of BP members here willing to help in many ways.

In response to that, I would state that even though the appraisers are all subject to the "validation process", I would argue that all of it is screwed to the lender's desire to protect the investment and make conservative numbers, not necessarily nailing or determining true and real market value which can only be accomplished by a willing and able seller and buyer in sound mind and not under distress.

A lot of people form LLC for the wrong reason and just throw that money down the toilet while it provides no asset protection whatsoever.Good luck.

The law requires that financial institutions protect information collected about individuals; it does not apply to information collected in business or commercial activities."

I need some advice on a counter proposal and also some terms I should include to allow for the appropriate fix-up, protect me from improving the house and then being accused of 'violating the lease' and retaking an improved property and keeping my deposit.

A stream is "wetlands" and dealing with it gets you into "environmental impact" issues.

Now, I'd think the purpose to the restriction is to protect the bank, perhaps more to the banking system and the tax payers that end up picking up the tab in (being another subject) that there is no collusion between other parties out there of having the bank sell a property at a much lower price than what is reasonably seen as the fair market value for the property.

I trust you are familiar with this Dodd-Frank Wall Street Reform and Consumer Protection ActJanuary 2014 1500 pages of new regulations around RE Financing.

To protect yourself you should be putting your deposit with an earnest company.