This approach is fine for your first few, but at some point you should stop intermingling your personal funds with business funds and should have a steady balance of $ in your business account.

If it's 90 days and you're pulling credit 4 times a year that's not going to have a huge impact on your overall fico score.Pay your items on time and keep your revolving debt at 30% or less and you'll be fine.Visa card with the most you ever borrowed on it is 10K so keep your balance under 3K.It doesn't go by the credite limit it goes by the most you've ever borrowed. 

Hi,Looking for advice or attorney assistance related to my former Property Management firm CHRESTATE Real Estate Group, LLC based in Tampa.It's a long story but since our agreement was terminated and before they'are ignoring emails, voice messages, left a trail of unpaid vendors, NSF checks to Utility and Property Tax Collector meanwhile deducting all payments from the property account.Now they are refusing to close the account, I haven't receive any closing documents (Grand Ledger, Bank Statements, supporting invoices and owed account balance money including security deposit).I have a second property (both 10 unit properties) which the agreement was terminated after and the closing deadline is approaching; anticipating the same thing happening.Any advice and reference are welcome.MarioPS: Hi, @Shawn Yesner I read your welcoming post and would be great if you could give me some guidance.

If you do draw on it, you will have to pay principal + interest, otherwise, your balance would never go down (not just interest payments).

I prefer to not personally guarantee loans, but instead to use hard money or private money (in the business' name) and use partner equity for the balance of the purchase. 

Need a little balance for my chef/partner/manager.

I think you guys have done a great job of balancing time vs concentration of content along with presentation.

I am worried about her high credit card balances.

It is a very tough balancing act.

Meaning the lender has the right to accelerate the payment and demand all the unpaid loan balance to be paid in full within 30 days...