They do allow you out of the 1 year residency requirement if a circumstance arises that forces you to move, such as a deployment or job change. 

So I just wanted to make sure there was nobody out there that got a potential property denied because of unforeseen guidelines that weren't outlined in writing. 

Another unforeseen delay was due to the location of the various underground utilities.

We could break up lending into different tiers of lets say>100k100-500k500k-1Mil1mil plusNow since the market that I invest in has a median home price of around 100k I can intelligently speak to the financial circumstances of that market.

Depending on the individual's circumstances, information verifying that the person meets the Act's definition of disability can usually be provided by the individual himself or herself (e.g., proof that an individual under 65 years of age receives Supplemental Security Income or Social Security Disability Insurance benefits (10)or a credible statement by the individual).

This means they may lower their max LTV to account for the circumstances. 

Point being that under unusual circumstances you can readily avoid losing the property.

I am informed that NACHA has confirmed that R10 is the appropriate reason code in such circumstances and that the ODFI has agreed to accept the R10s for the dispute in question.

What type of attorney specializes in this type of circumstance?

Although, definitely do your homework and do not pay a lender an application fee without first establishing 1) that they are legitimate and 2) in what circumstances that application fee is refundable.