That's why I want to find a mentor who has been there and done it so I know I'm making the right choices.

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Some (of both layers) are coming loose.I was considering floor choices.

Second choice would be #3 to rehab it if there is enough to save.2nd question - see what some similar properties have sold for of similar size and amenities and compare them to the price he is offering.  

Also don't overlook the Bigger Pockets Ultimate Guide to Tenant Screening.

Check out Brandon's book Ultimate Beginner's Guide to REI.

Dying wouldn't be my first choice either.  

Then I'd go on to explain everything that affected my offer price (i.e. failed septic, none of the work inspected, estimated rehab cost, steep dirt driveway, distance from home, etc.) and I'll give him the choice of whether or not he wants me to send it over.

is online banking a good choice ?

Is that a choice I can make or is it that when I choose to follow one it's always followed.ThanksDaria B