That way increases in costs of insurance, property taxes, etc are passed onto the tenant. 

(yes, I will check with my tax professional also)

FUNDING UPDATE:Hi everyone, thanks for keeping up with me and my undying drive to acquire this property.I spoke with my lender and the idea came up of pulling a HELOC on my 3-Unit house hack (which I bought some significant equity in) and using that line of credit for the down payment of a DSCR loan. 

The house has outstanding taxes (the $7K) with a face value of $100.6K.

My CPA advised me to split the generic costs such as property tax and water bills equally between both units, which seems reasonable.

Meaning refinancing or gettling a line of credit on a free and clear property?

However I feel like we are missing out on tax deductions for the business, since those transactions are not being made from the business’s account.

FUNDING UPDATE:Hi everyone, thanks for keeping up with me and my undying drive to acquire this property.I spoke with my lender and the idea came up of pulling a HELOC on my 3-Unit house hack (which I bought some significant equity in) and using that line of credit for the down payment of a DSCR loan. 

The purchase decision only requires online thorough research, then try to buy in a 401k/ira so you don't have to pay taxes on the Dividends which can be large.

While we do not see income from these properties and are not managing them we do have a significant amount of depreciation and losses that have been assigned to us and carried over from the past couple years.I am invested in some growth/equity focused projects already and am specifically looking in reliable income focused strategies that are tax efficient provided the losses I have from my family.