I struggled with wondering why all the "sexy" and sophisticated offerings were always to accredited investors. 

If the borrower struggles long enough and ends up losing their home in foreclosure, assets sold to pay off debts will not necessarily leave enough money to settle the second or third loan.

I have 3 listings priced at or below comps that I am struggling to sell.

It's not coincidental that it always comes from tenants that regularly struggle with late rent or lease violations. 

I am currently struggling to decide on which approach I should go after.

The LA market is very competitive right now, and we've seen that it's been a struggle that the seller can't find a replacement property.

What you are likely seeing is there is currently a bit of a struggle between hard money and private lenders. 

I have been listening BP podcast for the past one year and it seems even the experienced investors are struggling to find good deals in this market.

If you do that consistently, you will make good progress toward market but they will still struggle to find a better place to live and are less likely to move our. 

We don't really need extra cash flow right now per se, but we do want to make good investing decisions, of course.As for my confidence in the location's ability to appreciate, I'm struggling to assess those odds.