It's tough to justify 80% deals unless you can save on interest and points from your lender and/or save on commissions. 

Saving for R&M/Capex is our priority before making any offers.

In order to save money and have more control over my projects I was thinking about taking a carpentry course so I can learn how to do some of the work on my own renovations when the time comes.

@Brandon Purdeu I would save myself the hassle and either get out of the contract or work with a local mortgage broker and move into a conventional 5% down loan.

Is funding an issue for you at the moment or are you just curious about ways to save?

Just trying to find ways to save money.  

So often I'm called on to save deals and its like arriving at a train wreck!  

I save more in interest per month than most newbies hope to earn to replace their job. 

Your expenses after taxes remain the same as well so you can save $160 per month (until your real estate property taxes and insurance increase). 

She has a great job there but not a lot of savings, I have 30k but my income is small right now because I just started a new branch of my families business that won't pay me much for the first year or so.