They're a consulting and market research group that specializes in the wealth management and retirement industries with a focus on the affluent segment.This survey was conducted during the first quarter of 2012 among affluent individuals with a net worth of between $5 million and $24.9 Million.It turns out this survey is actually answered by the welathy individuals themselves - not their employees.The order of Investment Selection Factors for this segment were:1.

Granted there are also options to shelter some of the funds with retirement accounts and multiple corporations.

Not long ago before the housing bubble burst, I believe small real estate investors were simply hoping their rentals would pay for themselves over the course of time and have a nest egg to cash out at retirement.

A part of this is because I want to retire from my day job at age 40, so about 13 years from now.

To show sufficient POF outside of a retirement account I'd be combining different savings and brokerage accounts which I presume will make things look messy.

I work FT, make decent money, and have Real Estate as the 'fun' part of my retirement plan :)Tips are easy: First - find people you trust!

But, if you plan to hold long term and retire with no mortgage, you can consider amortizing the loan to fit your needs.In 10 years you may want out of a property too, let appreciation be your profit without having to sell to get the money out of the walls from built up equity.There is no right answer, but usually take the 30 or longest amortization and devise your own plan. :)

Generally, for someone that's 24, unless you have a huge amount of surplus cash and have maxed out all available retirement plan options, etc., a cash value life insurance policy may not be what you're looking for.

My goal is passive income for retirement. 

The big bad rich landlord can appeal to a jury of retired persons and try to kick out a little old disabled lady that is seeking the company of a couple of dogs.