I think, that they think, that they can just reduce the purchase price and apply them to seller closing costs ..

If so you must reduce your basis by that credit amount.

If you are young and earn a big salary, an RRSP will reduce your personal income tax and you have time on your side for those investments to grow.

Reduce the rent.

This will also depends on state law if income derived from collateral is to be recognized as a reduction of debt but usually it's first applied to holding costs.Either way, it's irrelevant really to you other than saying they have not been hurt as badly if no rents had been paid, they either reduce the expense or go to income that is still applied to reduce expenses and loan losses.Have they received rents?

Some municipalities are giving rebates because it reduces overall water consumption when people are directly responsible for paying what they use. makes sense!

My day job is a carpenter (and at times work is slow) I would offer to work for someone at a reduced wage if they shared tips and advice with me.

Originally posted by Bill Gulley: Reader's Digest version; In time By management through or by; changing use to higher and better changing external factors that lower value increase utility make improvements changing perceptions of/for use increase competitive advantage through regulatory changes for competitors accelerate debt service reduce expenses-increase income The end :)Thanks Bill.

There are excluded or limited items, such as cash, electronics, collections and such that may need to be looked at specifically and insured by riders or endorsements to a basic policy, if they choose to insure over those limited amounts.The issue for you is the liability coverage they obtain under a tenant's policy, that's the only concern you have and that could reduce your liability issues, so you should check with your agent.Many variables will apply in determining their liability issues and yours as well as how and when your insurance may be affected with any claim arising from negligence of a tenant.

If that's the case why not invest in Pgh, which reduces your expenses, and you don't have to worry about hurricanes and ocean flood insurance.