Also note that you can refinance with lenders other than hard money lenders.

In the lending industry, lenders see more default on payments with new construction than fix and flips.

You aren’t that keen on on it right now anywayFor example, I’m liquidating my portfolio and pivoting to investing in debt, some in real estate (via private lending) and also public markets.  

I'm comfortable analyzing a deal, I understand I'll need to get an LLC in order to get a short-term loan, and I know I'll need to find a lender for the refinance, but sourcing bids is what is currently hanging me up.

Here are some questions I have:1) Is it better to refinance or to have hard money/private lenders put a 2nd lien on the property to serve as a down payment to be able to borrow 100% of my next project?

@Josiah B.Google sec Edgar search and put in entity namePlease note the comment that all funds are unsecured loans is not a true statement - it depends on the fund structure and offering docs - for example our fund the investors are not considered unsecured loans / lenders.

Utah and AZ have some unique lender/landlord laws, so I would avoid those and Vegas is just trickyI hope that helps!

Private money How did you add value to the deal?

There is an acceleration clause is most deed of trusts, that is, his mortgage document that calls for a full payment of a mortgage if the title is transferred in this manner, but people do it all the time and accept that is the mortgagee/lender ever exercises this clause then you'll just have to refinance the property and since you were paying the mortgage and have proof, you should have no difficulty in refinancing the property. 

SOS website shows lien is attached to solar equipment only but the lender is requiring to deal with the solar lien for title transfer.my idea;transfer lien to surety bond ---------------go through mortgage and title transfer -----------------------transfer back lien to property or panel discharge.