Hello All,I spoke with the Construction Code Office of Jersey City this week.I believe that the following is the way that construction permitting works in Jersey City;-I deliver two sets of drawings stamped by an architect to the Zoning Office of Jersey City.

@Stephan FequiereCheck with the City, but most times an Owner can pull a permit and sub all the work themselves.

When the Sellers Disclosures came through, it came to my attention that the addition was not permitted.

It includes a full list of updates, permits pulled, comps to support your value (not just sale price, but PSF can help too), and if available, other offers if you were in multiples. 

Required investments seem to be around 328k plus permits. - approx. 18k design, architecture, structural engineering- Permits (?)

I got a pretty good deal on a 2 unit 1 lot property.Front home is 3/2 in current setup, 2 livbing areas, garage converted poorly to a room, kitchenBack is 1 bed, bath, living and kitchen unpermitted From what I have been able to dig up to get  the back strucutre permitted, I need  2 parking spacesa gas meter get unit up to building code either site map or engineering map ( what would be difference other than costs?

He sold his home but picked up a couple of large Amish sheds delivered to the lake site & got permits to make it livable until he could build the new Lakehouse cottage.

Check out permitting for the additional unit to make sure it can be used as an ADU.

I have heard stories of investors having difficulty getting permits, etc.. 

As I dug further I saw that this was not the case, leading me to conclude that ultimately:My loan options are going to be limited to condo-friendly loans (probably a commercial loan on a package of properties).My ability to guarantee ongoing operations is limited (this is true in most places, but here in OKC we've seen recent examples of Owner Associations deciding that rentals are no longer permitted . . . woof!)