However some of the larger HVAC and plumbing vendors in Columbus offer 24-hour service. 

You may need to look at 100 properties and write 10-20 offers at a PRICE THAT MAKES YOUR ROI WORK, to get 1 offer accepted. 

With a viable deal, lenders can send it to their network of buyers, providing financing options attached to the offer.

I am also in search of a hard money lender who can assist me in making a cash offer and later refinancing it into a traditional loan.

She's great, and they offer great rates.

 My concerns and focus in this phase of my life is long-term financial planning - retirement etc (46).I dont have any retirement savings except my job offers a State Pension and I own 2 single family houses.

Town homes are abundant here and often offer more sqft. and modern updates at a cheaper price.

Bigger Pockets actually offers tenant screening on their site through a trusted partner.

I know apartments.com used to offer that feature of reporting to credit agencies for free but it's no longer available as a feature. 

I'd be happy to offer advice.