Would love to know if any bank exists that can do a cash out refinance where underwriting takes less than one week

You purchased it with a HML, and are now rate/term refinancing the $1.5m (75% of $2m) hard money loan for better terms b/c you show six months of stabilized rent, the T-12 and rent roll with the monthly breakdown shows a clear trend towards where we are at now.Your hard money loan matures at the 2-year mark, but you weren't silly enough to call me at the 1 year and 11 month mark, so my partner lenders that have great terms, but move slower, are on the table.

The market is a huge factor in how far design goes but I feel like every one has tried to "out design" each other recently to where it is almost over the top.

If you are constantly loan shopping you will pretty much end up at square one.

I'm not an attorney so can't explain why he didn't like that.Since I live and own in business-friendly states, I don't worry too much about which one I choose.

is one of those.

I've seen in one of your comments that you are considering out-of-state investing.

We have one bank account for managing the daily operations and a separate bank account for cap-ex. 

On one hand you could sell the property and use the funds from the sale to go and look for a new investment property as you move into your spot downtown.On the other hand, by holding the property you are building equity and the property itself has likely increased in value over time and will continue to.

Rent rolls have been provided and are at about 10-20% under market value.Questions:When looking at MF - what are your goals?