I am interested in properties throughout the US, with no specific location, it just needs to make sense.

I have absolutely no experience. 

I am open to having another call with you and @Bryan Vukelich whenever you would like!

im trying to get landlord insurance and most of the insurance say no because I live on the same property.

Their leadership does not even care to follow up or give a courtesy call.

You can do a cash out refi with a business purpose loan to get around that - as little as no seasoning if you've completed rehab to support the appraised value vs. purchase price.

I have experience with commercial construction loans and cash-out refinancing after construction completion, but no experience with refinancing raw land yet.

I made some phone calls and realize that Wyoming is a better fit for my LLC formation.

Does this mean the guest is immediately calling to get it reinstated when they get the notification, or is someone in Airbnb support throwing this over the fence to another department that does not know what they're doing and reversing the decision?

Your wife's perspective is no inaccurate, it seems you are both looking at things from different ends of the spectrum which is great!