It has been on the market for 134 days, so I may be able to negotiate a lower price if the seller is motivated.My down payment is 3%, and closing costs will be factored into the mortgage.The amount for principal, interest, property taxes, insurance, and mortgage insurance is around $740-$760/month.

Go to your local REIA and ask who is doing their mortgages, or post a geographic area and folks with notification keyword alerts will chime in to share who they like. 

I control the property using zero-down seller financing - owner carries a mortgage for the agreed upon amount2.

I control the property using zero-down seller financing - owner carries a mortgage for the agreed upon amount2.

The only expense you do not use is your mortgage payment (principle and interest), because we are looking to see how well the property would perform if you buy it "all cash". 

I bought a 3Bd SFH with 3% down in Everett and rent bedrooms, covering my mortgage.

I currently own a property that has two rentals on it with a principal mortgage of $2650 and a Heloc for $550 a month.

I am creating a portfolio to give to a few select loan officers to obtain a mortgage for a rental property. 

Hello, I'm seeking a mortgage on a property that was purchased in a recent sheriff sale, property located in Union City, NJ.I've been assured that that are local banks that will underwrite mortgages even on the basis of an external appraisal (can't get  an internal one because I can't get in the property yet).Any ideas on which these "local banks" may be? 

If you are getting a loan as a primary residence you must intend to occupy the property as your residence. if you buy and say you are buying it as your residence but the whole time you are planning to basically not live in it, that is  lying and could get you in trouble for mortgage fraud. you may not get caught, but if you do it is taken seriously, beside legal trouble lender could call the mortgage due if they found out you were lying.