I think from my experience it is a little farfetched to get into this game without minimally $30000 of capital in a mildly decent market even with the KNOWLEDGE AND HUSTLE even when my expenses are very low and my income is moderately high.

Waste of money.

Is this worth even going to my bank with, or would it be a wast of time since it's such a large amount of money and my net worth is around $100K?

That minimizes stress.

When cities and towns can't make ends meet, they have two choices (like any business): increase revenue or reduce expenses.In most cases the ability to reduce expenses is minimal at this point, and the far easier choice is to simply increase taxes.

While many elements can contribute to the scale of a residential structure, designs should minimize the appearance of over or excessive building substantially in excess of existing structures in the neighborhood.

KW will let you do one a year and pay a 6% royalty (of the commission) and I believe EXP is 3 deals a year with some minimal brokerage fees.

I've found that MOST tenants will at least do minimal upkeep on the yard. 

Basically it was a waste of $100 but i dont want to get fined by the IRS for not filing a return.  

It’s similar to a hard money loan but minimal fees and much better interest rates.