Outside of lease terms and staggering the maturities ( mitigates risk of multiple vacancies), location and credit of tenant is very important in commercial.  

You can end up, instead of saving a couple bucks by using Hubzu's title company, stuck with huge bills for code violations that technically arent title issues.

California isn't a great place to make a buck.  

if the numbers look good and you have the fortitude to hang in there for 15-20 years you might just get a great bang for your buck!

under the investment agreement, the crowdfunding platform will not have obligation to return recovered fund to investor after final maturity date, which is 10/17/2017, due to long foreclosure process in New York state, does it mean that investor would not have chance to recover loss? 

Again, it’s not for the faint at heart (that’s why you get the big bucks) nor a stable smooth ride (which startup is?)

I have heard that they can be a big head ache in some respects, but I also know that they can generate big bucks as well. 

I envision you punch in X for your passive income goal, then plug in your properties with the loan maturity date, Piti separated ( as you'll still have Iti once each loan is paid) and you'd see a dated graph of what your income would be at each data point.

I think Chase will waive the savings fee if you set up an automatic transfer of 25 bucks form a checking account.

Welcome to the new world of RE investing where it comes down to making a buck at any cost.