Purchase a property using personal name can get a better rate and loan terms such as conventional loan.

or as long as you have any percentage to be included for the "Funding Fee" to carry?

Could you please DM me and share your information and lending terms?

So, here at the 6 month check in, here are the things I've been doing since January 2024: *Anchored everything to my WHY, including the motivations and long-term strategy *Joined a local REI group hosted by my church*Researched tax lien investing in Harford County, MD and decided to not play in that space this year*Read a few REI books (Rich Dad Poor Dad, One Rental At A Time, Building Wealth One House at a Time, Wealth Without Cash, Building Real Estate Wealth in a Changing Market)*Subscribed to a bunch of good YouTube channels (BP, ORAAT, Ken McElroy, Coach Carson...)

The bad experiences are painful but pretty much all real estate investors that make it over the long haul go through them all so good to knock them out early!

Hey Emily, I think it is worth it if it is expected to cash flow some in the long term.

I can tell you a short-term rental that is 5/2 and in the right area, would do amazing there! 

I feel in this market it is difficult to get outsized returns (S&P seems very hot and might be hard to sustain 7%+ returns in long term.. but even if so, I’m risk adverse so would probably keep it my HYSA)I did run the numbers if I were to prepay $60,000 now and it appears the IRRs are lower (because of the higher cost basis).

Additionally, the federal ITC allows you to deduct a percentage of the cost of installing a solar energy system from your federal taxes.Long-Term Savings: Solar energy can lead to substantial long-term savings on electricity bills.

Terms negotiable.Why Shaker Heights Short answer: Purchased under 70% ARV-Reno, Duplex (two rents), desirable clean neighborhood, decent schools.