So, for example, I can have separate sub accounts for each property's security deposits, CapEx and even profit in addition to my general bank account for each property.

If there is no security deposit, you should highlight that.

if you're looking to get a DSCR loan for a residential 1-4 unit property then the primary borrower/guarantor will be on the loan thus the loan will report on their personal credit report.

30 year fixed, low interest rate DSCR BLANKET loans (put multiple 1-4 unit properties under one loan for cash out or for purchase).Ground Up Construction loans for aspiring developers with NO Experience100% Financing on Fix and Flips (just pay closing costs and prepaid taxes/insurance)Fix and Flip financing that requires no appraisalHELOCS on investment propertiesBuilder's Forwards (for medium to larger developers who want to hedge interest rates on their properties they plan to sell so they can offer "low builders rates").DSCR loans for long term AND short term rentals (I think this is becoming more and more common, but some people have still never heard of this).And so much more!  

Delinquent Taxes or Loan in Default3.

I dont have a choice all my banks require at least annual update financial package to include :Tax returns.copy of all K 1sPFS  ( Personal Financial Statement)When I had an airplane loan that lender required the same.. and I think some DSCR loans require these ( I dont have any DSCR loans just what I have read )

The first house I ever bought came with a 18% loan, gulp....I agree that if rates drop even slightly, the market will go crazy.....there has been a year or more of a 'slow market' and scared buyers and sellers.

Since last year of November, Fannie and Freddie has allowed borrowers to put min 5% down for conventional loans and being able to invest multifamily up to 4units.

I carry a mortgage on my other home that is valued at about $480K with a 300K loan @ 2.25%.

.$700k down 1.3m loan at 6.5% amortizedover 20 yearsYou would make $18k a year in Cash flowWould pay down $31k a year in principalAfter the first 5 years.