I recently explored this and came to find that this does now apply to federal lending for the example of FHA loans.

Its definitely an interesting idea worth exploring.

Might be difficult for me to get up to NH for one of the meet-ups (kids, city job, etc.), but maybe we can grab coffee here in town.

When I was looking to refi a few months ago, I wasn't satisfied with all the red tape, added costs, and rates of my bank, so I kept exploring.

Where should I explore?

I'm just an average joe investor compared to many on this site, but I'm an active husband, active father of 4 kids (all 7 and under), active community member, and still work a demanding performance-based full-time W2 job outside of scaling my real estate investments to where they are today. 

Dave - You're not kidding when you say "murky".

Since I have a lot going on professionally, and three young kids at home, I'm always busy, but I'm not always being productive!  

Most importantly I am happy I can watch my kids grow up, grab lunch with my wife whenever I want and not be chained to a desk sitting in meetings about meetings, being trapped in a horrific cross state commute or deal with other corporate nonsense.Feels amazing folks!

If you didn't have kids, I'd say sell your condo now and move to a month-to-month rental, but you don't want to shake them up twice in 6-12 months.No knowing your logistics, I'd also recommend Glastonbury, Avon, and Simsbury.