I have learned to work on the safety items first including electrical, necessary structural, Roof leaks, water system leaks etc.

Please answer this in an itemized way to better help flow of conversations!

@Sattir BittiSome considerations as you do what you are planning to do.If you are currently itemizing your deductions, you may see an increase in your taxes if your mortgage interest is reduced.Your 'appreciation' is taxed when you calculate your gain.Gain is sales price less selling expenses less adjusted basis.Your suspended loss may get released upon sale of the property.Best of luck

Often times you are only seeing a "view" or "report" of the information available on a listings, not every single data item available.

Minimum items that should be expected of lender/mortgage broker:Good communicationObtain the loan.  

Once you get your feet wet and learn how it works you can build out a training schedule. 

This can be done quicker, or if major items need addressed, it could be longer.Repairs are the same way, you are budgeting reserves for a "might happen" scenario.  10% is not a bad number, and there could be years you are above that and years you are below that.  

Most of the true business learning for SFHs has been "on the job training for me", so I feel that I have a good skill set in that realm.Switching to MFH just seems to me to be a bit of a "whole new ball of wax", and the rules change a bit. 

It's money you set aside to replace items that have shorter lives than the property itself.

Sometimes we have to train our tenants to be good tenants, but that comes with follow through.