My goal when investing for a rental (personally and I know it will change base on the purchase price of the home)150 per door after insurance, taxes, mortgage, and 10% repairs 10% property managers and %10 vacancy

Hi All,Looks for any recommendations for Insurance Brokers in NJ.  

Association fees are 320 (they also added a special fee for the next 7 months bringing it up to 420), insurance is just 300/year, my mortgage plus escrow is 1455 monthly.

If you ask them for proof, they run to a doctor or a web site and get a letter.You have to determine your comfort level and how you want to proceed.

Having access to the financials, documentation, and physical inspection will help you make a sound business decision as to proceed, or move on.

First American would not insure for 5 years..but this is where relationships come in.. we were number one client at fidelity and they would insure us right away.. within days of the TAx collector deed being recorded  usually 2 to 3 weeks post sale. if you walk in off the street and are a one off client..

Also, I imagine insurance might come into play as well.  

They need to be licensed and insured.

Also planned on managing it myself for a little while and putting it up on AirBnB for $165 a night. 19 days a month and I would break even (adding in insurance and everything else).

Additionally, good brokers can help set you up with some of the key partnerships you will need (mortgage broker, property management, insurance, etc.).