Sorry to hear you're in this situation but if they're collecting premiums from you, what exactly are you getting for it?

I currently have (1) duplex that i'm house hacking in, collecting about half the mortgage as payment and covering the other half with my day job income.

Therefore, we have discussed going the section 8 route so it would be a win/win, with us being able to collect the market rent and the tenants can stay.

I don’t know if I have any legal recourse with the city for this, but I get the impression that the neighbor is not going to be easy to deal with.I’m in contact with the title attorney who originally did the closing/title insurance and I’m hoping they can provide some guidance on what we should do. 

If you're showing units, executing Leases, collecting rent, etc...all of that requires a license.

That is, rent rates, deals, collections, etc..

In other words - whether collectively or not, we each have 9 left?

I was under the impression that the issue was the entity holding Title, not if there was a mortgage on the property or not.

@Nathan Faucett, while you are developing trust, there is no reason for it to be seen as "I don't trust you", especially if you spin it in the context of: "hey I have have been watching you work on these and I am truly impressed with how you are handling the process.

My question to the forum is this:Q: Because I failed to set the tone of managing the property like a business (office hours, system for collecting rent, etc.) should I let the lease of the current tenants run out and get new ones in?