Playing with debt and short term, high IRR equity deals is somewhat of a game of musical chairs.  

Some play market.

Check these:Department of Motor Vehicles - A trip to DMV will obviously eliminate the wait on hold.County Tax Assessor's officeDepartment of TransportationDepartment of Housing and Community Affairs/DevelopmentManufactured Housing DivisionOne or more of those can tell you exactly what's needed in your state.Good luck and have fun!

That is where BP will come into play.  

Even when I'm aware and I default a borrower for doing this, if I can see that there is progress with a refinance, I'll usually file my NOD to "Alert" the parties that I'm not playing (and to start the clock in case the transaction falls apart...happens all the time) but, i'll hold off on publishing (my scenario assumes non judicial foreclosure, meaning, not using the court system) to give them time to facilitate the transaction.

He does some value add office plays.

This is a great place to start...I'm learning the fun world of wholesaling myself and ready to get a property under contract soon.

I have my real estate license and hope it can play a big part in acquiring properties.  

No matter how I try to approach it with her, it ends up getting pushed to the side because the idea of 'playing with our money like that' stresses her out. 

I'm not an investor yet,  I'm waiting to hear back from my mortgage company to see if I can join the fun.