My question is if anyone has experience with getting a 15 year mortgage and then recasting some time later (since the mortgage principle is being paid down quickly)?

Due to market condition, I accepted an offer which is $20K below asking and additional $20k credits towards closing.

They should stipulate from an Insurance perspective that the Contractor provide you with proof of Insurance that:    1. names you as an additional insured    2. provides 30 day notice of cancellation    3.

I also have experience managing remodels, contractors, subs etc and have even taken some community college trades courses (framing etc) so I have some basic trades knowledge.

Additionally, you can rent it out for a minimum of 3 months (high season in Florida), 2x per year which is very investor friendly.

The insurance company allows an additional 25% increase in cost; but we all know after a hurricane it will most likely be way more than 25%

I've used National Property Inspections a couple times with great experience. https://birdeye.com/national-property-inspections-jacksonvil...

This seems to be even more exaggerated in small MF in my experience where by traditional metrics, they're just not there unless you find that needle in a haystack.

If so, how was your experience with their service and loan products?

It's fantastic to hear about your experience at BPCon.