They feel it is only fair that we do the loans but there is no way we can demand it .

The mortgage lender may understand an "as is" sale but on the day before closing the lender's closing attorney may decide that some old moisture damage on a threshold just must be fixed and demand that the CL-100 "clear" before they will close the sale.

The market (supply and demand) is in the process of correcting itself, and the true market value may be somewhere around $170 or even $150/square foot.

Otherwise you're playing a LOSING GAME.

Been a long time appraiser here in Sacramento, CA and have seen the light as far as the decline in demand for appraisers and have dusted off my real estate license.

You can try out rentometer:http://www.rentometer.com/Not sure how accurate or useful it is, but it's fun to play with (apparently I'm offering a "good deal.")If you're thinking Section 8 at all, you can look at their "Fair Market Rent" page:http://www.huduser.org/datasets/fmr.html

We love playing (and beating) the Florida Gators, too.

But suppose I wait a couple years for the normal market cycle to play out.

Or do I have room to play with that figure.

If your end result was too lose 20 pounds, your leverage might be I will die 5 years earlier, I will continue to feel fat, or I wont be able to play sports with my son.5th What has caused me to fail in the past when I have tried to achieve the results that I desire?