We service the loans ourselves, need no license, and when a case goes infront of a judge there’s no stretching the law because of sympathy for the consumer home owner; both us and the debtor are professional business people.

Is your portfolio large enough to support a higher payment with a quicker pay down or do you need the cashflow to stay afloat? 

That sounds complex, expensive, and more importantly time consuming.

Unless you are trying to do something radical and what to try and garner support from neighbors, there is no need to increase your projects risk by inviting more people to voice negative opinions about what you want to do. 

This is because most of my support, handy people, and cleaners would be stationed around that area.

The local REI group is just ok, mostly small businesses that support investors.. 

It is always free, we just ask that everyone orders food and drinks to support the venue. 

I have a mortgage broker that can support a cash out refinance where the title would remain under the LLC, but the loan would be under my personal name and credit.

Personal income can easily support loans without rental income.

If it's to build out a team and take a split of your agents' GCI then that means you or your wife will be shifting focus from high touch salesperson, into a management and support role for the agents in your office.