I am still in, and managing a large scale maintenance program for the National Guard on a full time basis. 

Most "programs" or "systems" aren't worth the money the only thing they bring to the table is freely available info and a bit of hype and encouragement. 

Also try Lyons Credit Union, they are the only one that does Mobile Homes that I know of so they may have a program that low.Good Luck!

However, if you want to rent a house then call it what it is...Also, a tenant buyer with bad credit should be in a credit repair program...it only makes sense.If you only have 3 potential buyers it makes me curious how your marketing your houses?

With the money, the Cohens amassed a portfolio of 79 apartment buildings and 34 single-family homes, totaling 1,674 units, according to a court document.But the Chicago investments suffered big losses, and EquityBuild’s fundraising program turned into a Ponzi scheme, the SEC alleges, with money from new investors used to pay off earlier ones.

Maine has the efficiency Maine program, of course, which can reimburse for some energy upgrades.

They will service loans under 70k and if this is for an LLC they have great terms for their portfolio loan program. 

if the owner is paying the utilities , go count the meters and verfy that the buildings are legal 9 families, there should also a public landing meter for each building for the hallways and out door lighting . i dont know what state your in but also make sure the tenants aren't on some sort of programs where the landlord is required pay the utilities to have the tenants .

Thanks again for the kind words and I hope to chat soon.

@Blair Poelman Thats what I looked into, they tried sending me a sample and I needed a special program to even look at the sample so i wanted to see what other local investors were doing!