I just sent out a post card mailing, and am scrubbing a list to start cold calling. 

., no gifts (even from wife), credit card advances, etc.  

But the absolute best way to pay a contractor, and most of them can except it, is by a credit card.

This ratio, which is calculated by dividing their total monthly household income by the amount of the debt payments (car notes, credit cards, mortgages, etc) that they are making each month, let’s us know if picking up the debt for the property will be too much for them to handle. this should not exceed 40%Credit IssuesThe next thing you are looking for is to see if they have had any major credit issues in the past 12 to 36 months; don’t be afraid to ask about it.

Agreed with Jeffrey...We used a GC on our first couple projects, then I hired a project manager and we started hiring subs directly.Go to Home Depot or Lowes at 7am on a typical weekend and start collecting cards.

I want to see if I can score an A on my report card.

Jason, in order to get all my "secrets", you have to be one of the first ten to run to the back of the room with your credit card high in hand and have enough "leverage" on it to pay the one day only special low price of $4,995!

Him his brother do real estate and own around 8 properties between the 2 of them.He called yesterday and said the bank just cut his limit on credit cards in the middle of a rehab.

From all of the applicants I have for this SFH, I am gravitating towards this particular family the most.The good:Good income - 4-5X monthly rentGood impression/communicationStable jobsAbout 2X move-in funds available in the bankGood credit scoresThe bad:Bankruptcy in 2009They're being foreclosed on their current house that they're moving out ofCredit Card debt roughly equal to the amount saved in the bank (Their explanation: they paid for a month of tuition on the credit card)I know many people would never rent to someone who had a bankruptcy, but it was in 2009.

I was thinking of maybe a $100 gift card for a local restaurant - enough to be more than a token thanks, but not enough to suggest I was swaying him.Any thoughts or experiences?