Your relationship with a CC means nothing to a bank except credit score-very different businesses. 

@Rome Gal, btw La Costa Resort and Carlsbad Village Inn both sell the same business model as the Hard Rock Hotel in downtown SD.

What I am trying to avoid: renting for 2 years to eventually end up getting a condo/duplex later on or the flip side investing so much into a condo/duplex, and just overall not having it make sense with this situation.

So if insurance guy calculate to build the house is costing me $300 PPSF.Then in that case I have to buy house that costs me around $300 PPSF.In other word, if cash-flow property got fire, then it doesn't make sense to rebuild that house in 2023, because we only have the land value then, there's no point to rebuild if the FMV still less than rebuild cost....It feels so strange.

If you can't treat this like a business and get rid of bad renters, then I recommend you hire someone to do it for you. 

Hi Derek,As you mentioned, it wouldn't make much sense for your to be the guarantor if you are not getting any rewards (unless it's for a favor).

* Does it make sense to focus only on local MTRs and not also STRs?

It makes sense that the lock premium will not be worth it if it's too far out for float the rate.

I see many first time investors make the mistake of buying in a college town, but not where the students want to live.Business Sprints - You work like a lion in this business.

My business partner and I are considering starting a real estate consulting practice where we would advise buyers, sellers and investors on the buying and selling process.