If I hang on to it and refinance, I would take the full loan value and pay off some LOC, or if I flip, I would take the profit and pay down other LOC.

Hang in there

I live in Marysville and am not particular which brokerage I hang my license with, since my interest here is primarily as an investor. 

We are all trying to save $$ but remember.....this isn't hanging drywall, or painting, or carpet or counter tops....this holds the house up !!!

Don't go to useless real estate seminars.Get involved and understand creative financing - tax sales - and the court house system of finding really motivated sellers.Have fun - be yourself - make full disclosures - learn from professionals in this business - don't hang with know nothing people (Big Hat and No Cattle).I'd love to write another 5,000 more words n this subject to help you - but start now with these words  - be positive and deal with professional in this business.

But it would have had me carrying too much debt (plus not having any equity) and I don't want that hanging over my head.Thanks for the advice.

If I would have buckled down moved to Oregon instead of hanging half the year in Napa..

When hanging signs, set yourself apart from the other that are out there and experiment with different language and colors. 

We get the basic types from Lowes or HD, at about $300 each.I always leave the new tags hanging on the appliances, so the prospects can see that they will have new ones.Our homes are looking great when done, but not high end, so we don't need to spend more.

I've been hanging around the forums the past couple of weeks and this is such a great community.