The major group is bonding companies that want to market bonds to the Personal Representative.

Then the builder rolled the costs of these items into bonds and sold them to third party companies that created annuities for them so the builders could recoup those costs, and investors could get an annuity from them. 

Anyone ever have to post a bond to cover a mechanics lien.

If all else fails, most jurisdictions give you the ability to “bond off the lien” from the property, which usually entails placing cash in court escrow account for 110–120% of the lien amount.....this removes the lien from the property so you can sell/refinance. 

Filing separately can adversely impact the following tax benefits: In most cases you cannot claim the credit for Child and Dependent Care Expenses.You cannot claim the Earned Income Credit.You cannot claim any education credits.You cannot claim the adjustment for Student Loan Interest.You cannot claim the exemption for interest on EE bonds used for education.Your Child Tax Credit is half what it would be on a joint return.Your Capital Loss limit is cut in half.Your Saver's Credit is cut in half.You cannot claim passive losses on real estate rental property (if you still live with spouse)Your Alternative Minimum Tax Exemption is cut in half.Your standard deduction is cut in half.If your spouse itemizes you can't take the standard deduction at all.You expose more Social Security to being taxed.You cannot claim the adoption credit, and if you received adoption benefits from your employer they are now taxable.Not really a tax benefit, but if you file separately your tax preparer will charge you for preparing two returns.

Inspections usually range anywhere from $300-$700 depending on the quality of the servicer and any additional tests or bonds that need to be conducted.

So often I was eventually able to connect with someone...who was new, hungry, looking to cut there teeth and perhaps own or manage 2-3 rentals in the area. 

If the contributions are allowed pretax, then you have the advantage of income deferral (I am a big defer, defer, die kind of guy, so this can be appealing) but at some point, just like depreciation, you will end up accounting for it.  401K's have obvious limitations.. usually in the form of narrow investment choices that are all tied to the stock/bond/mutual fund market.

I am personally of the opinion that the simple human bonds that we all share transcend every flag and religion.

It also occurred in the 1987 stock market crash, junk bond crisis, S&L crisis, 1980 gold fever, and dozens of financial calamities.A complete lack of liquidity.The buyers disappear after major run-ups in any market because they are afraid.