Now we are being charged based on a subscription fee and a separate amount to process a payment.  

I think wholesaling is a violation of the law and a lot can go wrong for everyone involved.

I would suggest building your initial portfolio with Single Family Homes and as your comfort level increases then move into multifamily. 

I have read mixed reviews about this and as this would be my first deal in multifamily I thought it would be helpful to have someone who is looking out for me more.  

Title says it all... this is in my personal residence but I’ve found BP to be a more credible source for answers than searching the web.After 2 or 3 showers the water gets cool/lukewarm, not freezing and will stay that way, can usually get away with a shower in the morning and one at night without problems but if it’s the kids in the tub and a shower that pretty much uses it up.Typical usage, nothing too long, any help?

There's the CVREIA that attracts mostly newbies, and a few seasoned presenters. 

The two biggest sources of information/inspiration have been Bigger Pockets (BP) and a financial blog called Mr Money Mustache (MMM).

Is this legitimate, or is this a scam and a waste of time?

Especially when you have a wife and a 7 months kid.

The area is upcoming and near to subways, buses, stores and a major hospital.