So we are in the process of getting the lien release voided, and figured I would also reach out the prior servicer, which is still in business, to see the payment history, as my research showed they modified the loan in October, 2010, and they both signed it, so she was back on the hook, and they stopped paying in June of 2012, 19 payments later, so I figured unless she won the lottery, she did not pay it off. 

We offer affordable places for rent to lower income families.

We service Manatee & Sarasota counties. 

I do tell folks they can check with local utility companies that service the properties to find out what previous bills have run.   

You can also screen applicants (debt-to-income ratios, income verification, background checks, etc.) through tenant-screening services such as TenantVerification.com, ScreentheTenant.com, e-renter.com. 

If I was selling you a bottle of water for $5, but you couldn't afford it, and you were thirsty, you would find a way.

One of the things we invest in are tax liens, we will have 500-750 at any given time, most are quite affordable and percentage-wise, we are now ending up with approx 10-15% of them maturing to us each year. 

I have an excellent day job that will afford me time to research and find properties (online) but i do not have any money for a down payment right now and am trying to dig out of CC debt right now that was necessary for me to buy my own new house and move.I gave my other house to my wife, we are amicable.

As far as the FSBO I subscribe to a service called beenverified . com to find current address, emails and phone numbers of people 

But for the average Joe, we aren’t set to inherit tons of money from our family, we tried the stock market but we’ve ended up with average 7-8% returns, maybe some of us have great ideas, but we don’t have the connections and/or the network to adequately fund our business ventures.Raising money to purchase a home is relatively easy for the vast majority of people and in some cases can be shockingly affordable.