I am planning to go back to school also to get my construction technology degree to learn some of the contracting parts of the business as well.

I projected a 21 % leveraged cash on cash return but in reality it has been performing much higher.

Face to face meetings are good as long as the technology supports it and they aren't too long.

Her strategy is to pay down our first property considerably before buying another one, and my strategy is to buy as many as possible and use our current income to leverage more properties.We have a combined gross income of 250K and FICO scores north of 700 and are looking at properties in the 200-350K range in MA.I am not clear on the debt to income ratio and the role rental income plays in acquiring more properties.With the above figures (and provided my and my wife's risk tolerance reaches a middle ground), are there challenges with us acquiring multiple properties/year with conventional financing?

It's really hard to predict when a card is going to give you offers, but I've noticed over the years that the quality and quantity of the offers diminishes as you leverage up more and more.

Over leverage yourself at the wrong time and the risk is huge.

Your requirement to use their money can stem from your business model an leverage that isn't available conventional with the number of properties you intend to work with, the cost to obtain financing is less costly allowing the seller to receive more down, and allowing you to obtain future financing for operations are just some of the reasons you may require financing.

With 2 FHA loans at 3.5% you are highly leveraged in your first couple of deals.

The city has grown beyond college town, and has a diversified economy, with an emphasis on technology, which is booming locally.

I have enough reserves to buy a so so home in cash, but would rather utilize leverage.