The personal property (tenant's stuff) will not be covered by your policy, which is why they need to have renter's insurance for a catastrophic loss.The HOA portion:If the HOA has a rental restriction then you'll need to get their approval to rent the property.

I've been speaking with a broker from Wells Fargo to start the pre-approval process but am wondering if there is someone I should reach out to who does a lot of work with investors and could be helpful in navigating me through my first loan. 

Once the house is section 8 approved or appraised value >$60k, I have the option to buy out her 50% for half of the appraised home value.The above offer will do a great job gauging if she is selling because its a lemon, or if its for a logistics reason.

JeffEvery state apartment associate has an approved lease that they give to members.

These repairs were done without city permits or approvals, without using licensed contractors, and consisted of the slab foundations being cut, removal of dirt, and filling it back in without compaction.I guess I can't blame him for attempting to pull one over on me, after all, I am a stupid investor from CA with money pouring out of my ears just wanting to place it anywhere I can!!

We agreed to a 45 day close with pre-approved buyers on the ONLY 3 bed 2 bath house for sale at the beginning of August.  

They were also only approving $1,250, whereas I got $1,400 at market rate with several tenants that pay their rent on time.I have a Sec 8 tenant I inherited in Richmond, but haven't lived next to her.

There's an approved, local company, Vantage,  in N Phoenix (208th & Tatum) that offers the tools to do this. 

The bank approved the number $115,000. 

.- Does not require a Survey Ordered- Does not require an appraisal (just another thing to combat, if comes back low & usually does)- Any Condition is Ok, does not have to meet any FHA guidelines etc.Bank Financing- 45 Days to close- Multiple reasons why a buyer will not get approved for a loan- Funding can be pulled a day before closing- Requires an Appraisal/ Survey- Has to be in move in condition, with no structural problems- Getting paid will be a pain if you do not have a Real Estate License and can receive a commission- And/Or Assigns may not work for most bank financing.