I'm an Illinois real estate attorney and am unfamiliar with the standard and customary fees charged by title companies in the Tampa Bay area.I do have some observations and comments.The larger and reputable builders in the Chicagoland area do offer credits if you choose their lender and mostly the lender fees charged are competitive. 

I don't want more competition!

I realize there are a lot of other factors that depend on your success (i.e. closing rate, market, competition, systems you have in place, etc), but listening to an old podcast (#81) with Michael Quarles he said that he saw a roughly 8-10x gross return on marketing.

Will you receive competitive rates due to volume discounts the company receives from vendors?

Starting out at 135,000 may have been a bit aggressive, but not terribly especially looking at the competition in the area.

Believe that within your market, that integrity will eventually stand out and put you ahead of the competition.

The most competitive one from an interest rate standpoint is the Fannie Mae Homestyle Renovation loan.

this is carefully designed by airbnb as  competitive information

You will be prolly buying in a different platform and price range, as to not be in competition with one another.

its a bad time to be a buyer because prices are high and there is lots of competition, my last 3 flips (since Jan 1st 2017)  have been on market 10 days or less before an AO now is not a great time to buy, there are deals, but they are few and far between.