Incorporating can certainly save you on taxes depending on your income level.

I would speak to a local investor who has a level head and see where they think the real estate market is going.

So I'm trying to plan a strategy to take my residual monthly income to another level. 

@Brian Burkewhat are you seeing for investors appetite in a deal where the sponsors ownership % exceeds their level of capital contribution?

Union City is not at that level yet.

@Jay McCrearyIt isn't an entry level skill set.Get your Realtor's license instead.  

However, at your experience level, you may want to team up with an experienced wholesaler in your area to help you work your leads when you get them so that you handle them properly. 

There is no upper limit on any IRA investment when it comes to ROI.  

But I get the feeling that the "Incorporation Specialist" is more of a frontline employee, so they're definitely not at the same level as an attorney. 

I don't know your experience level, but if you are surprised, it means that she is not very experienced in sales or the business world and should have taken more time to learn about you, but that doesn't make her dishonest, just sloppy.She is entitled to her commission, and moreover, she probably has to charge one because the broker where she parks her license will probably impute one whether she charged you or not.