Hey Zachary I think it's essential to look beyond mere interest rate differentials and focus on strategic benefits, particularly if scaling your portfolio is a long term goal.Key considerations:Pre-payment penalties: Determine if the HELOC has any penalties, impacting your flexibility payoff.Scaling strategy: Evaluate the scalability and limitations of each financing option.Advantage of HML: Allows scaling without hard credit pulls, and no pre-payment penalties.Holding costs: Factor in not just interest rate differences but also ancillary expenses as well as overall goals of scaling.Example scenario:Property purchase for $120,000 with $30,000 renovation.

I have project management and re agent experience along with time so I keep coming back to flipping with an occasional brrr to build long term.

The community understanding Short Term Rentals are needed, so they do not create overreaching rules and regulations.

As for the properties you manage in the area, are most short-term or long-term rentals?

His approach was straight to the point in terms of making sure we were on the same page business wise considering everything going on currently, but overall was a very informative & positive call...I’m really looking forward to getting started.

Without the details no analysis is possible. 

@Leroy Perry Laing JrNever heard of them - what are their terms ?

Details...Home #1.

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

I have 9 doors with a mix of str mtr long term and rent by room.