Good cash flow and good cap rates at the time (~7 and 6 caps respectively).

Each Note will mature on the Initial Maturity Date, provided, however, that if on the Initial Maturity Date any principal or interest payments in respect of the Underlying Borrower Loan remain due and payable to the Company, the maturity date of this Note will be extended to the Final Maturity Date.

I have heard that they can be a big head ache in some respects, but I also know that they can generate big bucks as well. 

(abilities to fund their own respective RE down payments, business ideas, education, etc.)

Currently, I am located in Northern Illinois (Round Lake) however my accountant I have used for the past 10 years is 1.5 hours north in Wisconsin.With recently purchasing four rentals, and looking to close on another before the end of the year, I am looking for any personal or professional recommendations for a good, trusting and respectful CPA or Real Estate Accountant in my area.

Dave, buddy up to the best RE agent in your town and a well respected appraiser too.

Now, I do respectfully disagree with Peter.

If you are one of the few that act above board and can see passed your little payday, I respect what you do and already know who most of you are.  

Be persistent, but respectful.

For example, in the 90%-95% LTV portion of the chart I am looking at, there are 3 tiers: 30%, 25%, and 16% with the rates at .3%, .28%, and .22% respectively.