@Karl Johnsonyou can set a fee to set up the deal and marketing for the buyer.Paid by seller, buyer, or both.Land contracts, wraps, and free and clear installment sales also can be contracted for.You can not guarantee the performance of buyer to receive permanent financing in the future.You must use a RMLO - registered mortgage loan originator -  to protect the seller from buyer creating a lawsuit over Dodd Frank's Ability to repay rules.You must use a payment serving company to protect the buyer from seller not paying the PITI.Once you learn these strategies, you can assist pretty house sellers sell on terms and challenged home credit buyers buy on terms.Caution: Make sure buyers go through the RMLO.

In your experience, what kind of reaction do you typically receive from a seller when the buyer offers and interest only payback?  

Last year we received a 1099-A (I believe.  

I have been actively acquiring Notes for passive cash flow since that time.I like the the passive nature, the safety and the cash flow that I receive from Performing Mortgage Notes.I upgraded to BP Pro & upgraded my profile.

I have been actively acquiring Notes for passive cash flow since that time.I like the the passive nature, the safety and the cash flow that I receive from Performing Mortgage Notes.I upgraded to BP Pro & upgraded my profile.

However the investor does receive all investment back plus 25%! 

My original thought was to set things up the best way possible from the get-go in order to receive whatever comes from our marketing efforts. 

I have been actively acquiring Notes for passive cash flow since that time.I like the the passive nature, the safety and the cash flow that I receive from Performing Mortgage Notes.I upgraded to BP Pro & upgraded my profile.

Even though the price may be below his ask point out that the the total value of the payments he will receive will be much higher then his ask priceNote:  If you do make an offer for owner financing make sure to include a right of first refusal on the note so that if he decides to sell the note at a discount you can buy back your own own at a reduced price.

For example, all the people you network with and give a business card to could email you at "meetup@" or "network@" so that you know where the person received your info.