Alternatively, you can source other financing like HELOC from your primary or private funding.

Set some clear goals and hold them to it. 

I started in Real Estate last year with Tax Deeds and flipped a couple parcels for profit, then as I researched more, found and fell in love with House Hacking, specifically with small multifamily, as a mean to create cashflow and eliminate my biggest monthly cost: my mortgageI currently have a Single Family Home in Haines City, FL which has gain good equity and I can probably net around 70k by sellingMy goal is to look for a Quadplex in Orlando FL or within 2h driving, just so I can drive and see the properties realistically. 

I would like to buy a home as i feel the prices will shoot up by the next year when the interest rate comes down and also, i feel 3400 rent is too high to pay .Should I buy a townhouse as my primary residence in Silicon Valley (Sunnyvale, SJ, Fremont, etc.) for $1-1.2M, or should I buy an investment SFH (Single Family Home) outside the area for $600-700k, given that I need to move out of the country for 1-1.5 years and want to ensure a good rental market to cover my mortgage or part of my mortgage?

More 'heads-in-beds' is not always the best goal.

The 5% down payment will only apply to primary home buyers looking to start their investment portfolio.  

Think about side gigs you can pick up to contribute to your goal and find ways to cut back on your budget.

Hi David, Is the property in question your primary residence? 

Our goal is to fully replace my W2 income by 40 with a mixture of multi-family units & single family units.

What are your goals in real estate investing?