Its nearly the same thing but more transparent and less premium paid.

If you are concerned I would suggest you only hire contractors that have 1 million general liability and workers comp insurance but you will find that those small residential contractors that carry insurance are few and far between and you will definitely pay a premium for their services.

As soon as we took over, we pushed them to renew for a long term lease with higher rent, or else pay MTM premium.

I may be among the minority but i don’t think occupancy rates are a standard alone metric. 100% occupancy at average nightly rates < 65% occupancy at premium rates IMO. 

The market drives prices, not the individual Landlord with 12 rentals or even 500 rentals.She sold for a premium in California, then bought in Arizona when the market was at a low.

If your property offers something unique, you may be able to secure a slight premium.  

Would you mind sharing your thoughts on the interest rate premium I should expect to pay for investment / rental property vs. typical primary residence type lending?

This is a question we've been throwing around recently: in this market, who expects a premium (or discount) on a small package - seller or buyer?

It is free to list but they charge 29.99 for premium listings where there is more exposure and they give you recommendations and more data. 

That said due to upfront premium and longer mortgage insurance on FHA loans; if you can qualify for both loan types on a property at the same terms (rate and dp) the conventional program should be cheaper.