Hard money lender, 15 year 30 year loans and borrow from a federal TSP loan(401k).

Here in southern California vacation rentals are very popular.

Brune is encouraging clients to violate federal fair housing law.

They are gaining popularity in the United States.

Land Contract - popular in many states.

If you want big legal problems, rent to own as Frank outlined, which is the RTO method.If you want fewer big legal problems, use seller financing.A RTO with credits from any payment toward the purchase price is a financing agreement.....federally. 

Do you see these areas being more popular for rentals now that a lot of JC has become expensive, and does anyone have experience with rental properties in and around there?

I take out federal student loans which is the only debt I have.

With the popularity of real estate investing and the many avenues of funding available, it would seem that the market would be more challenging now than it was just a few years ago.  

A little about me: I'm in my mid-20's, married no kids, and I work in Acquisitions for the federal government.