Let's compare a $250,000,0 loan today versus two years ago.In America, the average person has a credit score of around 715 you’re looking at around 6.6% on a conventional 30 year loan.

Even the units I own personally (under and LLC) the tenants do not know that I am the owner.

I believe i've resorted to paying for help. 

Finding turnkey deals that cashflow well is EXTREMELY difficult especially if you are looking for ones that you like personally.

BTW, you get what you pay for - the cheaper ones are robotic/scripted while the good ones (more expensive) have presence, personality and situational awareness -  which helps with appointment setting. 

I'm looking to do a personal project of mine where i'll be building my own personal residence and decided to do it with just straight cash, and the idea was to cash-out refinance the property after it's completed.

It sounds like you want a personal loan from a bank.

How do you let the applicant know that despite paying for the credit and background check them may not be choosen without making it seem like it is a personal thing?

Unemployment will tick up heavily end of Q1 into Q2 and that's when the realization of this consumer debt: personal savings disaster that's been brewing will show up.

He does my personal taxes and everything for my 10 apartment complexes, partnership returns etc.