I said you bet they do and it leads to long conversations with diametrically opposed opinions. 

The other consideration was to find a new home on the low end of that price increase and use excess funds to remodel as opposed to attaching it to the purchase price, so in total that could force some appreciation and keep debt service lower. 

Especially if it's a single-family residence as opposed to a multi-family?

With commercial loans (sometimes called portfolio loans) this is money that comes from the individual lender (as opposed to conventional loans which come from Fannie/Freddie).  

There has been a lot of talk on the podcast lately about making great deals as opposed to finding them.

You won't find anything in Boise for a max price of $200k, unless you mean that's your max down payment as opposed to max purchase price.

How fast that does happen.Does this clause override the other outs in the contract.I'm not opposed to the idea, but you need to run this by your broker and attorney.....as these things have consequences.I do hate it for example now when buyer waives appraisal contingency, it comes in low, and then they want to back out and get earnest money.I have done something like this when lender is slow and not ready to close on time. 

(I'd like to defer taxes until 2022 if possible) -Because there is straight line depreciation on the property I think all the taxes would be deferred because the depreciation is "unrecaptured Sec 1250 GAIN" as opposed to "depreciation recapture".

The last one actually has an example of economists attributing, with causation, that real estate values went down because real estate mortgage rates went up (emphasis on the "because," as opposed to "at the same time as," which are not the same thing, as highlighted by our "I rolled snake eyes, ______ I blew on the dice" example).

Yes, rates might go up to "x", but I would personally advise a more measured approach as opposed to the "all in" method.